Diamond Travel Insurance is regulated by the Financial Services Authority and is administered by Rock Insurance Services Limited. They are dedicated to providing quality policies, which will suit people of different needs, at a reasonable cost. They do most of their business online, but they also have a telephone service if people would rather deal with a real person.
Diamond Travel Insurance offers a number of policies including: single trip cover, golf cover, backpacker cover, annual cover, cruise cover, and winter sports cover. They also offer a 24 hour emergency hotlines for all their customers. This is a handy resource to be able to turn to if people find themselves in trouble abroad.
If people only intend to be going on a holiday abroad they might want to consider single trip cover. This policy can actually be used for a holiday up to a year in length. It is possible to choose from two levels of cover – standard covers all the essentials while premium coverage will also cover things like winter sports. It is also possible to have personal belongings of up to £300 covered by the policy. Medical expenses are covered up to £5,000,000 and there is £2,000 coverage to cover things like flight cancellations.
An increasing number of people are deciding to escape the rat race and go travelling around the world for a year or more. This type of trip was once considered the thing for people to do while they were young, but these days there are backpackers of every age – some of them are in their 70s. The fact that this type of holiday tends to be longer than the average holiday and is also a bit more adventurous, mean that people are more likely to run into problems. This is why it can be a good idea to purchase backpacker insurance. The policy for this offered by Diamond offers £5,000,000 for medical expenses including any emergency care that is required. It even provides emergency dental treatment up to the cost of £350. If people run into legal troubles during their trip they will be covered up to £10,000, and there is baggage protection up to £1,000. One of the scariest things that can happen to people while travelling abroad is that they become sick or injured where there is no adequate medical treatment – the policy offered by Diamond will pay to have people transported back to the UK if this is necessary.
Diamond travel insurance also offers policies for those going on winter sports holidays or who are planning a golf trip abroad. There are specific risks associated with these types of holidays so it is a good idea to have a policy that is designed specifically for this. It is also usually possible to pay extra on the other policies to cover winter sports. The main worry with golfing trips is that equipment will get lost so it is sensible to have these covered – you can also get your green fees refunded in the event of a cancellation.